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OLIVER UNZONED MEDIA


Bankruptcies Up, Workouts Quiet: The 2026 Restructuring Playbook
The next distress wave won’t always be dramatic. It will be slow pressure: maturities, margin squeeze, and quiet workouts designed to avoid court. That’s why restructuring literacy is now management competence. Operators need refi-gap modeling, lender trust-building, and a rescue capital menu ready before the market senses weakness. In 2026, the winners won’t be the firms that never face pressure—they’ll be the firms that prepare early and preserve options.
Jan 141 min read


Climate-Proofing Transportation: The PROTECT Era Has Begun
With federal resilience funding expanding and major award rounds underway, agencies must prioritize what to climate-proof first. The key is aligning land use so transportation isn’t trapped in endless repair cycles.
Jan 132 min read


Climate & Floodplain Zoning: The Next Housing Fight Is “Where It’s Safe to Build”
Zoning has always been about what goes where. But climate risk is changing the definition of “where.” In many regions, the toughest housing question is no longer just “how many units can we allow?” It’s “how many units can we allow in places that won’t be flooded, burned, or stranded? ” A key regional analysis tied to zoning capacity and climate risk put the stakes plainly for the NYC region: current residential zoning development capacity is projected to allow less than half
Jan 132 min read


Parking Minimums Are the Hidden Tax: The Zoning Reform Spreading City to City
Parking is the quietest line item that can kill a housing deal. Minimum parking requirements don’t just mandate asphalt—they mandate cost, delay, and building form. They change what can fit on a lot, what a lender will finance, and what a builder can deliver at a price the market can absorb. That’s why parking reform has become one of the fastest-moving zoning changes in the U.S. A useful benchmark: researchers tracking zoning codes nationally have found that roughly 20% of e
Jan 132 min read


City of Yes Changed NYC’s Investment Map — Quietly, Permanently
New York City didn’t “announce a boom.” It rewrote the rulebook that determines what is even possible to build, where, and how fast. That’s why zoning text amendments matter more than ribbon cuttings: they quietly change the math for thousands of parcels at once. And in NYC, that quiet rewrite has a name — City of Yes . City of Yes isn’t one project, one neighborhood, or one developer. It’s a citywide zoning reset that adjusts baseline feasibility: unit counts, allowed uses
Jan 122 min read


Citywide Zoning Text Amendments: “Gentle Density” at Scale (and Why It’s the New Power Tool)
The biggest housing reshuffles in America aren’t always announced with a flashy “rezoning map.” Increasingly, they arrive as something more technical—and more consequential: citywide zoning text amendments. These are rulebook rewrites that change what’s legal everywhere at once , turning “maybe, with a variance” into “yes, by-right” for small-to-mid intensity housing types. That’s what “gentle density at scale” really means. Not a handful of tower sites. Not a few corridor up
Jan 123 min read


Private Credit’s Takeover of CRE Debt: New Gatekeepers, New Terms
The quiet power shift in commercial real estate (CRE) isn’t just about interest rates, cap rates, or vacancy. It’s about who now controls the debt dial. As bank lending standards tightened after 2020, private credit stopped being the “ alternative ” and moved directly into the center of the capital stack. What started as gap-filling mezzanine and bridge capital has scaled into senior and whole-loan territory—redrawing pricing, covenants, and execution speed across the market
Nov 9, 20254 min read
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