Developers obsess over rates, rents, and construction costs. But in 2026, one variable increasingly separates winners from losers : time. Permit time. Review time. Re-submittal time. Hearing time. Because time is carrying cost—and carrying cost is margin. That’s why a quiet shift matters: cities are piloting AI-assisted permitting and plan review to reduce backlogs and accelerate housing delivery. What AI can actually do ( and what it can’t ) AI is not a magic stamp that app